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Institution ZCAS University Remove constraint Institution: ZCAS University Year 2026 Remove constraint Year: 2026 Author Lombe Musonda Remove constraint Author: Lombe Musonda Start Over

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Lombe Musonda
2026·Master of Science·ZCAS University

The rapid expansion of digital financial technologies has transformed credit access through Peer-to-Peer (P2P) lending platforms, which directly connect borrowers and investors. In Zambia, where 30.6% of adults remain financially excluded, platforms such as PremierCredit and Lupiya are expanding...

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