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This study investigated the effects of Credit Risk Management Controls (CRM) on profitability, measured by Return on Assets (ROA), at Stanbic Bank Zambia Plc, with particular emphasis on the moderating role of Loan Portfolio Quality (LPQ). Despite the increasing importance of credit risk...

This research study posits that uncertainty surrounding the future direction of monetary policy is a critical determinant of volatility in government securities. In particular, it emphasizes that fluctuations in the policy rate often used as the primary instrument of monetary authorities play a...

Foreign Direct Investment (FDI) is commonly viewed as an important contributor to export growth in host countries. It promotes human capital development by improving worker’s skills as well as managerial and technical expertise, thereby increasing productivity and efficiency. These improvements...

Monetary policy, including high-interest rates and tight credit conditions, significantly constrains financing for hardware store SMEs in Kabwata, leading to high financing costs and limited growth, while poor record-keeping and lack of collateral further exacerbate credit access challenges....

This study examined the impact of corporate governance practices on the financial performance of Small and Medium Enterprises (SMEs) in Lusaka District, Zambia. The research focused on three key governance variables, namely board composition, transparency practices, and risk management, and how...

The rapid expansion of digital financial technologies has transformed credit access through Peer-to-Peer (P2P) lending platforms, which directly connect borrowers and investors. In Zambia, where 30.6% of adults remain financially excluded, platforms such as PremierCredit and Lupiya are expanding...

Agricultural input procurement is a vital component in enhancing the productivity and livelihoods of small-scale farmers, particularly in rural Zambia. This study assessed the key procurement challenges affecting the distribution of agricultural inputs among small-scale farmers in Kalomo...

This study investigated the factors influencing entrepreneurial intention among prospective entrepreneurs in Serenje District, Zambia. The research specifically examined the role of individual traits, educational factors, institutional support, and socio-cultural influences in shaping...

This study examines the influence of public procurement policies on the implementation of donor-funded Social Cash Transfer (SCT) projects, using the Ministry of Community Development and Social Services (MCDSS) in Lusaka as a case study. The research addresses the growing concern that procedural...

This study investigates the effects of Village Banking Saving Groups (VBSGs) on the performance of Small and Medium Enterprises (SMEs) in Matero Market, Lusaka. SMEs are critical to Zambia’s socio-economic development, yet they face persistent barriers in accessing affordable and sustainable...