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This study investigated the effects of Credit Risk Management Controls (CRM) on profitability, measured by Return on Assets (ROA), at Stanbic Bank Zambia Plc, with particular emphasis on the moderating role of Loan Portfolio Quality (LPQ). Despite the increasing importance of credit risk...

Foreign Direct Investment (FDI) is commonly viewed as an important contributor to export growth in host countries. It promotes human capital development by improving worker’s skills as well as managerial and technical expertise, thereby increasing productivity and efficiency. These improvements...

This study examined the impact of corporate governance practices on the financial performance of Small and Medium Enterprises (SMEs) in Lusaka District, Zambia. The research focused on three key governance variables, namely board composition, transparency practices, and risk management, and how...

The rapid expansion of digital financial technologies has transformed credit access through Peer-to-Peer (P2P) lending platforms, which directly connect borrowers and investors. In Zambia, where 30.6% of adults remain financially excluded, platforms such as PremierCredit and Lupiya are expanding...

This study examines the influence of public procurement policies on the implementation of donor-funded Social Cash Transfer (SCT) projects, using the Ministry of Community Development and Social Services (MCDSS) in Lusaka as a case study. The research addresses the growing concern that procedural...

This research examines the impact of Supply Chain Management (SCM) practices on the organizational performance of National Milling Corporation Limited (NMC) headquarters located in Lusaka, Zambia. The study assesses four essential dimensions of SCM: Strategic Supplier Partnerships, Internal Lean...

Schools should formulate reasonable objectives and provide students with a proper learning environment. They should offer students balanced learning opportunities in all aspects of development, i.e moral, intellectual, physical, social, and aesthetic as well as nurture them to be responsible...

Schools should formulate reasonable objectives and provide students with a proper learning environment. They should offer students balanced learning opportunities in all aspects of development, i.e moral, intellectual, physical, social, and aesthetic as well as nurture them to be responsible...