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This study investigated the effects of Credit Risk Management Controls (CRM) on profitability, measured by Return on Assets (ROA), at Stanbic Bank Zambia Plc, with particular emphasis on the moderating role of Loan Portfolio Quality (LPQ). Despite the increasing importance of credit risk...

Foreign Direct Investment (FDI) is commonly viewed as an important contributor to export growth in host countries. It promotes human capital development by improving worker’s skills as well as managerial and technical expertise, thereby increasing productivity and efficiency. These improvements...

This study examined the impact of corporate governance practices on the financial performance of Small and Medium Enterprises (SMEs) in Lusaka District, Zambia. The research focused on three key governance variables, namely board composition, transparency practices, and risk management, and how...

The rapid expansion of digital financial technologies has transformed credit access through Peer-to-Peer (P2P) lending platforms, which directly connect borrowers and investors. In Zambia, where 30.6% of adults remain financially excluded, platforms such as PremierCredit and Lupiya are expanding...

The effectiveness of monetary policy in Zambia is undermined by foreign exchange (FX) market inefficiencies, including lack of transparency, fragmented monitoring mechanisms, and limited regulatory enforcement. These shortcomings contribute to inflation volatility and weaken the capacity of the...

This study investigates the effectiveness of food safety control systems at Zambia’s border posts, focusing on institutional capacities, infrastructure readiness, and inter-agency coordination. Against the backdrop of increasing regional trade under frameworks such as the AfCFTA, and persistent...

This study presents a model of the hydrogen atom for the orbital angular momentum l = 1 and l = 3 using the causal interpretation also referred to as the Bohm-de Broglie interpretation of quantum mechanics. The causal interpretation is an alternative interpretation of quantum mechanics that gives...

This dissertation develops a first-order multivariate Poisson integer-valued autoregressive (MPINAR(1)) model to improve disease outbreak detection in public health surveillance systems. The MPINAR(1) model is proposed as a computationally tractable alternative to the general multivariate...

This dissertation develops a negative binomial integer-valued generalized autoregressive conditional heteroscedastic model of order p, q (negative binomial INGARCH(p, q)) for overdispersed count time series data with potential extreme values. The model is formulated such that its conditional...

This study examines the effectiveness of the inventory management and control system at Nchelenge Town Council, focusing on its operational efficacy, challenges, and potential improvements. The research is driven by the need to address significant issues such as data inaccuracies, stockouts, and...