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Developing Countries in Africa in general and Zambia in particular, have seen a rapid rise in the use of mobile payment platforms. This has not only revolutionized access to financial services for the poor but also allowed them access to other financial products such as savings or insurance. With...

The Zambian Buildings Sector (ZBS) has witnessed a significant growth in the number of building projects being undertaken at individual, corporate and government levels over the past decade. However, there has been a major outcry from clients (end-users) on the poor quality of buildings being...

In the present era, quality and affordable patient health care is now the main concern for hospitals in Zambia. Hospitals have to accept the obligation of the patient safety and the patient’s well-being. However, due to the congested and understaffed hospitals in Zambia with intricate work...

Until recently, risk management discourse has paid scant attention to the issue of organizational culture and behavioral finance biases in banking. Yet ethical lapses and systematic weaknesses exposed in the 2007-09 financial crises suggest that future risk policy dialogue is unlikely to ignore...

Cyber-attacks are the use of network and computer-based attacks to critical infrastructures and services that compromises the confidentiality, integrity, and availability to further the persona, political, economic, and military goals of the attackers. The nature and forms of cyber-attacks...

The ‘integration’ of infrastructure development has become a global focal point because it forms a backbone for economic growth, enables more productive urban spaces and improves the quality of urban life by optimizing interactions among essential infrastructure. Infrastructure systems differ...

Insurance is a contract of reimbursement against specified risks such as fire, earthquakes, floods, theft. (Mayer 2010). The Zambian Insurance industry has over 40 General Insurance providers, offering Insurance products and services to only 2.8% of the population (I.A.Z, 2018). However, in their...

E-government is intended to enhance the access to and delivery of government services to benefit citizens, business partners and employees while reducing corruption and costs but increasing transparency and revenue growth on the other hand. Despite the foregoing, the use of ICTs in both public...

The Government of the Republic of Zambia (GRZ) is transforming the way it interacts and delivers services to citizens, businesses and across government departments and agencies by bringing government closer to the people and making service delivery more friendly, efficient, convenient,...

The purpose of the research was to assess the impact of the two types of solar photovoltaic technologies which are available in our rural communities in Zambia. This study presents the results of socio-technical assessment of solar photovoltaic interventions namely solar home systems (SHS) and...