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The objective of the study on ‘Addressing Challenges in Accessing Finance by Small and Medium Enterprises (SMEs) in Kitwe District of Zambia, was to examine the constraints experienced by SME owners in their quest to access financing from financial institutions, to fund business initiatives such...

The main objective of this research was to assess factors affecting saving culture among civil servants in Zambia. The specific objectives were based on investigating the link between real income of civil servants and their level of savings in Lusaka, to study the relationship between the rate of...

Entrepreneurship is one of the most important factors for stimulating economic growth and development in any economy and several countries have put entrepreneurship awareness programs as part of their education system. Malawi also incorporated entrepreneurship education in the curriculum for...