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Monetary policy, including high-interest rates and tight credit conditions, significantly constrains financing for hardware store SMEs in Kabwata, leading to high financing costs and limited growth, while poor record-keeping and lack of collateral further exacerbate credit access challenges....

Purpose - The purpose of the study is to evaluate the effectiveness of the Bank of Zambia Monetary Policy from1996 to 2016. The study was done broadly on the Bank of Zambia, which is the central Bank of Zambia. Research design and methodology - The study was steered by the epistemological method...