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1. Assessing the Effects of Credit Risk Management Controls on the Profitability of Commercial Banks: A Case of Stanbic Bank Zambia Plc

Fridah Kasongo Banda
2026·ZCAS University

This study investigated the effects of Credit Risk Management Controls (CRM) on profitability, measured by Return on Assets (ROA), at Stanbic Bank Zambia Plc, with particular emphasis on the moderating role of Loan Portfolio Quality (LPQ). Despite the increasing importance of credit risk...

Stanbic Bank ZambiaCommercial BanksLoan Portfolio QualityProfitabilityCredit Risk Management
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