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This study investigates the relationship between macroeconomic indicators and the NonPerforming Loan (NPL) Ratio in Zambia over a two-decade period (2003–2022/23). The research was motivated by the persistent challenge of high NPLs in Zambia’s banking sector, which undermines financial stability,...

Social Protection programmes in Zambia aim to reduce the levels of poverty and improve the lives of the vulnerable in the communities. However, the two most common challenges in the Social Protection sector in Zambia are fragmented data and poor targeting of beneficiaries. This report describes...

This research project investigates the development and implementation of AI-Powered Fraud Detection and Prevention in financial institutions. By using artificial intelligence and machine learning techniques like supervised learning, the proposed model aims to improve the accuracy, efficiency, and...

University education is an important aspect that needs to be accessible to everyone. E-learning is one mode of ensuring access to education but requires well defined policies and standards to guide technologies, applicability, methodologies, as well as technological infrastructure. In Zambia,...

English Language is the official language of Zambia which has to be taught in schools for learners to gain communicative competences. It is widely used in government, education and the business world. Because of such importance, it has a higher status quo compared to indigenous languages....

This study was focused on teachers' pedagogical content knowledge (PCK) in Literature in English curriculum in Zambezi district using a qualitative case study approach. Guided by an interpretivist research paradigm, the study involved 49 participants, including Literature in English teachers, who...

Language mixing is a practice of using two or more languages within a sentence or between sentences in a conversation. Despite language mixing practices being common in our communities, we do not know how primary school teachers use these practices during their class lesson since regional...

This study examines the effectiveness of the inventory management and control system at Nchelenge Town Council, focusing on its operational efficacy, challenges, and potential improvements. The research is driven by the need to address significant issues such as data inaccuracies, stockouts, and...

This study examined instructional strategies employed by teachers of English language and the views of pupils and educators on the availability and utilization of instructional materials in secondary schools within Lusaka District, Zambia. Guided by the pedagogical theory and a qualitative...

The general purpose of the study was to assess how primary school teachers manage the implementation of the transition from Zambian language (ZL) literacy to English at grade three. Specifically, it sought to examine whether learners are able to transfer their literacy skills from ZL to English;...