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Institution ZCAS University Subject Financial inclusion Start Over

1. Effects Of Village Banking Saving Groups On Small And Medium Enterprises In Matero Market, Lusaka

Meyer Mtonga
2025·ZCAS University

This study investigates the effects of Village Banking Saving Groups (VBSGs) on the performance of Small and Medium Enterprises (SMEs) in Matero Market, Lusaka. SMEs are critical to Zambia’s socio-economic development, yet they face persistent barriers in accessing affordable and sustainable...

Village Banking Saving GroupsSMEsFinancial inclusionLikert scaleMatero MarketBusiness growthFinancial literacyZambia
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2. Determinants of a Central Bank Digital Currency as a Payment System Platform: A Case of Zambia

Kombe Kaponda
2022·ZCAS University

The study investigates how a CBDC payment system could enhance Zambia’s financial system efficiency and strengthen national defense against money laundering (AML) and counter‑terrorism financing (CFT). Methodology: Uses time‑series monthly data over eleven years. Applies unit root tests,...

Payment systemsCentral Bank Digital CurrenciesFinancial inclusionCost of currencyPayment efficincyAML/CFTZambia
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3. Digitalization as a Strategic Tool for Sustainable Business Expansion: A Case Study of Indo Zambia Bank

Rachel Musonda
2022·ZCAS University

Corporate sustainability and digitalization are megatrends that are reshaping the International Banking world through sustainable business expansion and growth, which enhances efficiency and performance. This study explored factors that influence the adoption of digitalization as a strategic tool...

ZambiaIndo Zambia Bank (IZB/The Bank)Financial inclusionMobile bankingDigitalizationCorporate sustainabilityStrategyMobile money
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