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This research aims to design a multi-factor authentication system for automated teller machines (ATMs) that incorporates biometric fingerprint data and One Time passwords. This is so as to reduce the impact and subsequent loss by customers to card frauds. Banking transactions conducted through...

Institutions of higher learning retain sensitive data making them highly attractive targets for cybercrime . However, most developing countries and public higher institutions of learning have low levels of Information and C communication Technology (ICT) and hence face challenges in securing...