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The Zambian government and numerous stakeholders have been at the forefront of creating a conducive climate for MSMEs to thrive by implementing various programs and policies. Despite these interventions, the failure rate of MSMEs is alarmingly high and currently stands at 50% (Chilembo 2021)....

Donor Agencies play a very important role in administering development interventions by providing financial and technical support to governments as well as Non-Governmental Organizations (NGOs). The support is mostly administered through grants. To achieve their objectives, it is very important...