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This study investigated the effects of Credit Risk Management Controls (CRM) on profitability, measured by Return on Assets (ROA), at Stanbic Bank Zambia Plc, with particular emphasis on the moderating role of Loan Portfolio Quality (LPQ). Despite the increasing importance of credit risk...

Foreign Direct Investment (FDI) is commonly viewed as an important contributor to export growth in host countries. It promotes human capital development by improving worker’s skills as well as managerial and technical expertise, thereby increasing productivity and efficiency. These improvements...

This study examined the impact of corporate governance practices on the financial performance of Small and Medium Enterprises (SMEs) in Lusaka District, Zambia. The research focused on three key governance variables, namely board composition, transparency practices, and risk management, and how...

The rapid expansion of digital financial technologies has transformed credit access through Peer-to-Peer (P2P) lending platforms, which directly connect borrowers and investors. In Zambia, where 30.6% of adults remain financially excluded, platforms such as PremierCredit and Lupiya are expanding...

The effectiveness of monetary policy in Zambia is undermined by foreign exchange (FX) market inefficiencies, including lack of transparency, fragmented monitoring mechanisms, and limited regulatory enforcement. These shortcomings contribute to inflation volatility and weaken the capacity of the...

This study investigates the effectiveness of food safety control systems at Zambia’s border posts, focusing on institutional capacities, infrastructure readiness, and inter-agency coordination. Against the backdrop of increasing regional trade under frameworks such as the AfCFTA, and persistent...

This study examines the effectiveness of the inventory management and control system at Nchelenge Town Council, focusing on its operational efficacy, challenges, and potential improvements. The research is driven by the need to address significant issues such as data inaccuracies, stockouts, and...

This study examines the influence of public procurement policies on the implementation of donor-funded Social Cash Transfer (SCT) projects, using the Ministry of Community Development and Social Services (MCDSS) in Lusaka as a case study. The research addresses the growing concern that procedural...

The purpose of this research was to investigate the effectiveness of the employee performance appraisal process in non-profit organisations in the agricultural sector in Lusaka, Zambia. Despite the existence of an extensive body of literature on performance management systems in Zambia, very...

Emergency Medical Services (EMS) in Chobe, Botswana, play a vital role in responding to a variety of emergencies in a region characterized by unique geographical and socio-economic challenges. The growing conflict between the expanding human population and wildlife, along with organizational and...