This study investigated the effects of Credit Risk Management Controls (CRM) on profitability, measured by Return on Assets (ROA), at Stanbic Bank Zambia Plc, with particular emphasis on the moderating role of Loan Portfolio Quality (LPQ). Despite the increasing importance of credit risk...
Download PDF ↓Foreign Direct Investment (FDI) is commonly viewed as an important contributor to export growth in host countries. It promotes human capital development by improving worker’s skills as well as managerial and technical expertise, thereby increasing productivity and efficiency. These improvements...
Download PDF ↓This study examined the impact of corporate governance practices on the financial performance of Small and Medium Enterprises (SMEs) in Lusaka District, Zambia. The research focused on three key governance variables, namely board composition, transparency practices, and risk management, and how...
Download PDF ↓The rapid expansion of digital financial technologies has transformed credit access through Peer-to-Peer (P2P) lending platforms, which directly connect borrowers and investors. In Zambia, where 30.6% of adults remain financially excluded, platforms such as PremierCredit and Lupiya are expanding...
The effectiveness of monetary policy in Zambia is undermined by foreign exchange (FX) market inefficiencies, including lack of transparency, fragmented monitoring mechanisms, and limited regulatory enforcement. These shortcomings contribute to inflation volatility and weaken the capacity of the...
This study examines the influence of public procurement policies on the implementation of donor-funded Social Cash Transfer (SCT) projects, using the Ministry of Community Development and Social Services (MCDSS) in Lusaka as a case study. The research addresses the growing concern that procedural...
Download PDF ↓This research examines the impact of Supply Chain Management (SCM) practices on the organizational performance of National Milling Corporation Limited (NMC) headquarters located in Lusaka, Zambia. The study assesses four essential dimensions of SCM: Strategic Supplier Partnerships, Internal Lean...
Download PDF ↓Telecommunication is one of the most ever evolving fields on the modern day market as it remains an underlining factor in Service provision cutting across Infrastructure as a service, (IaaS), Software as a Service (SaaS) and Platform as a Service (PaaS). Telecom towers form the backbone of our...
Download PDF ↓E-procurement can largely enhance the processes of public procurement by allowing more competition, reducing corporate transaction costs through digital technologies, and instilling confidence in decision-making within public institutions. These systems, when integrated with machine learning and...
Download PDF ↓In the realm of 5G network optimization, the SIMU5G framework emerges as a potent simulation tool, encapsulating adaptive numerology, scheduling support, and mmWave support for the comprehensive modeling and optimization of 5G networks. Operating on a simulation-based approach, SIMU5G enables...