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While there exist internal controls in the public health institutions in Zambia, several inconsistencies; violation of established financial management guidelines and procedures, contracts and services are not being rendered in accordance to set-out procedures, cost overruns due to delays in...

The objective of the study on ‘Addressing Challenges in Accessing Finance by Small and Medium Enterprises (SMEs) in Kitwe District of Zambia, was to examine the constraints experienced by SME owners in their quest to access financing from financial institutions, to fund business initiatives such...

Across the globe, the banking industry has evolved over the past decades in the areas of technology and one of such areas is online banking. The convenience, easy access, and acceptable means of transacting in the customers day-to-day business operations is making more banks’ customers satisfied...

The overall objective of this study was to assess the implementation of corporate governance values in network NGOs in Zambia. It was principally based on three (3) specific objectives and these were: 1) To evaluate the implementation process of corporate governance values in NGOs; 2) To...

Annually, burns result in more than 7.1 million injuries and more than 250,000 deaths worldwide, with the vast majority being in low and middle income countries. In Zambia, at Kabwe Central Hospital, burn trauma is one of the commonest causes of trauma admissions in surgical wards. To mitigate...

Small and Medium Enterprises (SMEs) play an important role in the economic development of Zambia. Access to trade finance is important for the growth of SMEs. This study, therefore, was undertaken to assess the significance of the major determinants of Zambia National Commercial Bank (ZANACO)’s...

Drivers’ turnover in the Trucking industry continues to remain a challenge that every Trucker grapples with. In Zambia, this predicament is exacerbated by a worsening shortage in the drivers’ market, a growing number of Trucking businesses and a largely inefficient Railway system, which heightens...

This study was undertaken to appreciate the state of agriculture and factors driving crop diversification at resettlement schemes under the Office of the Vice President. The study also provided an opportunity to appreciate the factors that were responsible for hindering crop diversification and...

The purpose of the study was to evaluate the establishment of an effective approach to implementing the Procurement Plan in the Ministry of Health. This was under the pragmatism paradigm and used a questionnaire and interview guide to collect the data for the study. This study employed a mixed...

Village Banking has been accepted on a global scale as an appropriate technique of facilitating financial services that are administered locally rather than centralized in commercial banks. This study analyses village banking and business expansion among Soweto marketeers in Lusaka. The...