Search

The objective of the study on Credit Challenges faced by female Small and Medium Enterprises (SMEs) in Mufumbwe District of Zambia, was to examine the constraints experienced by female SME owners in their quest to access credit facilities from financial institutions, to fund business initiatives...

Amidst the challenging economic conditions, numerous Non-Governmental Organizations (NGOs) in Zambia have faced severe financial distress, leading to closures and diminishing financial sustainability. This issue has been exacerbated over the past decade as external support directed towards NGOs...

This Report was a study on determining the impact micro financial institutions have on SMEs in Lusaka Per-urban Area. It employed a descriptive research design, with a study sample of 80 participants. It meant to asses to what extent SMEs in kalingalinga, Mtendere, Kanyama and Chawama make use of...

This study explored the significance of financial literacy among retirees, focusing on those affiliated with the Public Service Pensions Fund (PSPF) in Zambia. Retirement planning and financial management were critical aspects affecting retirees' quality of life and financial security...

This study sought to evaluate the Zambia Revenue Authority e-filing on tax compliance among SMES in Zambia: a case study of Chirundu Market. The specific objectives were as follows; to establish the challenges SMEs encounter when e-filing of returns on Tax online, to assess the extent to which...

Financial internal controls are critical in the attainment of organisational objectives. This study focused on the effect of internal controls on the management of finances at Mpika boys’ secondary school. The study was prompted by revelations of alarming levels of financial impropriety in...

The study sought to establish the factors influencing access to credit among small and medium enterprises at Zanaco Head office. The aim of the study was to investigate the challenges faced by SMEs in accessing credit facilities from Zambia National Commercial Bank PLC headquarters in Lusaka. A...

A merger is the process of combining two or more companies on the behalf so as to raise capital to survive in the industry. Commercial banks are expected to collect excess funds from fund sectors and lend to customers with insufficient funds. Changes in bank lending behaviour have an impact on...

This study sought to establish factors leading to financial mismanagement in public secondary schools. To achieve this objective, data were collected through semi-structured interviews with the District Education Board Secretary (DEBS), the Internal Auditor (Kabwe), six Head teachers, six...

Commitment to credit risk management is an essential component of a comprehensive technique to risk management and critical to the long-term success to any banking institution. The rising of non-performing loans and compressed profit margins combined with slow economic growth over the past years...