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All businesses regardless of the nature require profitability for them to progress. Therefore, this thesis aimed at assessing Zanaco’s profitability using ratio analysis, through three major objectives (i) To ascertain Zambia National Commercial Bank’s ability to generate return to its...

Limited access to agricultural financing is a constraint to the development of the Smallholder Farmers (SHFs) of the agriculture sector. The formal financial institutions face a challenge to provide agricultural credit that meets the unique demands of SHFs in the agricultural. Although SHFs face...

Zambia has embraced Vision 2030 making it a middle-income nation as a project delivery method. The country faces constraints that have made this provision a challenge. The Manufacturing sector plays a role in contributing to this challenge. The purpose of this study was to understand the...

Banking sectors play a crucial part in the growth of a country's economy. As a result, the banking sector's stability is critical to an economy's growth. However, commercial banks are faced with external environmental changes that may render negative as well as positive impacts on commercial...

Zambia co-operative federation has been occupied with the desire to supply affordable and quality mealie meal to the rural communities, sustain a viable projection through loan collection while maintaining “public trust”. The aim of this study is to critically evaluate the viabilities of the...

In the modern era, Information and Communication Technology (ICT) plays a critical role in everyday life, with over 5.16 billion global internet users. In Zambia, ICT usage has grown significantly, particularly through mobile internet access, with 85% of the population able to use 3G or 4G...

Zambia is considered as a multilingual country with most of the classrooms being multilingual. While the National Literacy Framework (2013) policy currently states that the official regional languages of instruction be used in all schools from grade one to grade four, with English taking over...

The importance of education in people’s lives cannot be overemphasized due to the immense positive changes that it brings forth. Meritocratic education systems in most developing countries which encourage stiff competition among learners and schools coupled with the parents’ perception of...

In Zambia, there is growing concern regarding the effectiveness of pre-service programs graduating primary teachers. While teacher educators continue to produce primary teachers, there is uncertainty about how these programs contribute to student teachers' acquisition and application of...

This study empirically investigated the efficiency of revenue management at Lusaka City Council (LCC). Primary data was collected through individual questionnaires and in-depth interviews with LCC employees. Employing the Slovin formula, the sample size comprised 70 council workers selected...