Recent studies have revealed that projects performance in Zambian Construction Industry is below satisfactory. Since labour is one of the key construction inputs, construction labour productivity is among the major determinants of projects’ success in ZCI. However, before making attempts to...
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Mobile money is widely renowned for its positive contribution to financial inclusion and improvements in welfare of users. Yet, little is known about how mobile money contributes to financial inclusion and improved livelihoods of mobile money agents as individual users and key players in...
Download PDF ↓The purpose of the study was to investigate the efficiency of automated credit risk strategy approved in 2019, compared with manual earlier used by Standard Chartered Bank, to enable reduce debt default and manage risk among clients of Lusaka, district Zambia. The study used loan client...
This study investigated the factors that hinder the adoption and utilization of ICT in selected District Education Board Secretaries (DEBS) offices in Luapula Province, Zambia. The factors were identified through a survey that was conducted at DEBS offices in three selected districts of Luapula...
Download PDF ↓The use of mobile devices in learning has grown exponentially over the last few years and continues to grow . This research was carried out in order to ascertain the adoption of mobile devices at ZCAS-U by students in the teaching-learning process. Through meticulous and detailed research which...
Download PDF ↓This study evaluated the effects of mobile money banking in selected Micro and Small Enterprises (MSEs) in Lusaka District, Zambia. The study used an embedded mixed research design with a view to increase reliability and validity of the research findings. The qualitative data were collected using...
Download PDF ↓The study was conducted to establish the factors affecting the adoption of e-PACRA services through the Government Service Bus. The study adapted the UTAUT model as a conceptual framework to formulate and generate the five hypotheses as determinants and predictors, and the survey questionnaire...
This research assessed the relationship between five project management knowledge areas and the performance of public construction contracts in the Lusaka District. The project management knowledge areas of focus were Integration Management, Scope Management, Cost Management, Quality Management,...
Download PDF ↓Contactor's expertise and performance plays an important role in successful delivery of a project. While clients want to make the best decisions in selecting the right contractor for the job, a clear understanding of the underlying attributes associated with contractors' selection in the context...
he digital banking system provides numerous advantages to customers, however, there is still a lack of trust among some corporate customers. Absence of face-to-face interaction makes it very impersonal. Thus, customers are more comfortable dealing with people in a physical bank setting that...
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