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This paper examines the relationship between market structure, conduct, performance (SCP) in the insurance industry specifically focusing on general and long term insurance by employing a simultaneous equations framework. The empirical analysis was based on quarterly data gathered on fifteen...

The modem democracy recognizes that there must be freedom. Friedman a renowned author in jurisprudence postulates these freedoms of the individual as being the freedom of contract, freedom of labour and association, freedom of property and freedom of enterprise. The freedom of enterprise is the...