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Financial intermediation is essential for economic development. The consensus is that Zambia needs a stable and efficient banking system in order to finance both private and public investment and expenditures. The effectiveness of the banking system in channelling funds from surplus to deficit...

As small holder farmers intensify agricultural production, their land becomes more prone to soil degradation due to shorter or absence of fallow period. In order to use these pieces of land continuously, a deliberate soil management strategy which incorporates organic residues may provide...

There are indications that Moringa (Moringa oleifera) leaf meal can serve as a feed supplement supplying nutrients and natural antimicrobials/medicines in poultry chicken diets. Two experiments evaluated the effect of Moringa leaf meal as a feed supplement on the growth and health of indigenous...

The main aim of the research was to find out the effects of using Nyanja as a language of initial literacy in a predominantly Tumbuka-speaking area, namely, in Lundazi rural schools. The general public in Lundazi rural areas claimed that although Nyanja was used as a medium for teaching initial...

This study gives empirical evidence on the effectiveness of traditional teaching and learning methods and communicative teaching and learning approaches on Grade Eight pupils' academic achievement in reading and writing in English in selected basic schools in Zambia.The investigation was set in...

Miombo is the most dominant vegetation type in Zambia and covers 53% of the country. It is dominated by species of Brachystegia, Julbernadia and Isoberlinia. In the study area, pockets of other vegetation types like the munga may be found within Hie miombo, especially along drainage lines. Munga...

The Electoral Commission of Zambia (ECZ) is the constitutional public institution established for the purpose of primarily conducting presidential and parliamentary elections in the Republic of Zambia. The ECZ consists of 5 full time commissioners, inclusive of the Chairperson, all of whom are...

Calc-silicate rocks and marbles of Katangan age underlie a significant segment of the Zambezi belt in Southern Province. The calcsilicate rocks are represented by spectacularly banded calc-silicate gneisses, calc-silicate schists, massive calc-silicate rocks and a few mottled varieties. The...

This study aimed to determine the impact of peer educators on family planning usage in Lusaka HIV clinics from a gender perspective. This was achieved by examining the perceptions of ART clients on the quality of family planning in the TIDES supported clinics and clinics that were not supported...

Socio-economic factors influencing adjustment in retirement among civil servants in Lusaka was the focus of the study. More specifically the main concerns of the study to investigate the relationship between financial security, occupation background and pre-retirement. attitudes towards...