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Recently the subject of RL has grown exponentially due to an increase in the global population and consumption activities. As it accounts for the products' Life Cycle, companies are now pressurized to be more responsible when dealing with the environment and the end-of-life products they produce....

The implementation of the Treasury Single Account (TSA) in Zambia brought about drastic changes in the management of public funds. The Bank of Zambia assumed custodianship of public funds while Commercial Banks remain revenue collection agents throughout the country. This study investigated the...

The introduction of mobile banking has completely transformed the financial industry, providing customers with unparalleled ease of access and convenience. This paper explores the complex relationship between mobile banking and the financial performance of commercial banks. The study employs a...

All businesses regardless of the nature require profitability for them to progress. Therefore, this thesis aimed at assessing Zanaco’s profitability using ratio analysis, through three major objectives (i) To ascertain Zambia National Commercial Bank’s ability to generate return to its...

Limited access to agricultural financing is a constraint to the development of the Smallholder Farmers (SHFs) of the agriculture sector. The formal financial institutions face a challenge to provide agricultural credit that meets the unique demands of SHFs in the agricultural. Although SHFs face...

Zambia has embraced Vision 2030 making it a middle-income nation as a project delivery method. The country faces constraints that have made this provision a challenge. The Manufacturing sector plays a role in contributing to this challenge. The purpose of this study was to understand the...

Banking sectors play a crucial part in the growth of a country's economy. As a result, the banking sector's stability is critical to an economy's growth. However, commercial banks are faced with external environmental changes that may render negative as well as positive impacts on commercial...

Zambia co-operative federation has been occupied with the desire to supply affordable and quality mealie meal to the rural communities, sustain a viable projection through loan collection while maintaining “public trust”. The aim of this study is to critically evaluate the viabilities of the...

In today’s rapidly evolving world, research forms a cornerstone of human progress leading to new products, services, and technologies, which, in turn, can stimulate economic growth and enhance the quality of life. Research enables people to learn, innovate and address the complex challenges...

In the modern era, Information and Communication Technology (ICT) plays a critical role in everyday life, with over 5.16 billion global internet users. In Zambia, ICT usage has grown significantly, particularly through mobile internet access, with 85% of the population able to use 3G or 4G...