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Louis Mwela Manda
2025·ZCAS University

This study investigates the key barriers influencing access to mortgage financing among Zambian bank account holders, with particular focus on demographic, financial, institutional, and informational factors. Using a structured questionnaire administered to 147 respondents from residential areas...

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Kayama, Yandisha
2025·Master of Business Administration·University of Zambia

This study investigated the effects of financial management practices on the performance of cooperatives, specifically focusing on the Kabwe District Cooperative Union Limited in Zambia. The primary aim was to evaluate how specific financial management strategies influence the cooperative's...

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Meyer Mtonga
2025·Masters·ZCAS University

This study investigates the effects of Village Banking Saving Groups (VBSGs) on the performance of Small and Medium Enterprises (SMEs) in Matero Market, Lusaka. SMEs are critical to Zambia’s socio-economic development, yet they face persistent barriers in accessing affordable and sustainable...

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Kasonde, Agatha
2025·Doctor of Philosophy·University of Zambia

This study aimed to explore the financial literacy practices among selected youth entrepreneurs in Lusaka District, Zambia, from a phenomenological perspective. The objectives that guided the study were to: (1) establish the financial literacy practices among selected youth entrepreneurs in...

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